Collecting money in a group is unnecessarily hard, embarrassing, and risky. PoolFi fixes that. Share a link, everyone pays, the money stays safe until it's time.
2,400+ pools created in beta
across universities, churches & cooperatives
The problem
Every week in Nigeria
The class rep sends a WhatsApp broadcast: "Please pay ₦2,000 to Chidi — 0123456789 GTBank." Chidi spends the next two weeks manually checking his bank alerts, cross-referencing names, chasing people with DMs, fronting money himself when the deadline passes, and watching three people in the group privately suspect he kept some of it. Nobody wins. This happens every single day across millions of Nigerian groups.
01
One person — the class rep, the church treasurer, the group admin — spends days chasing people individually, holding funds in their personal account, and fronting money when contributions fall short. It's a personal favour nobody signed up for.
02
How much has been collected? Did my payment reach? Who else paid? Nobody knows — everyone just has to trust one person completely with no verification, no transparency, and no recourse when things go wrong.
03
It sits in someone's personal GTBank account. There is no structural separation between their money and the group's money. They can spend it, lose it, or simply not return it — and nothing in the system prevents this.
How PoolFi works
Create a pool, share one link, and let the system do the work. No manual tracking. No awkward DMs. No more being Chidi.
Describe what you're collecting for. Fill in the pool name, amount, deadline, and fields that you wish to be filled. Takes under 30 seconds.
One link. Recipients click it, join the pool, and pay at their own pace before the deadline. No bank account numbers flying around WhatsApp.
Funds are held in a smart contract vault — not anyone's personal account. They release automatically when conditions are met. Everyone can verify the balance at any time.
For when you know exactly who needs to pay and how much. Private, invite-based, and simple. The social trust already exists — PoolFi just makes it friction-free and accountable.
For community projects and public fundraising where the creator is a stranger to contributors. Multi-signature governance replaces social trust — no single person controls the funds.
Built for real groups
When someone receives a pool link they can join without paying immediately. They're recorded as a member, the pool is saved to their dashboard, and the admin sees them as pending. The reminder button finally has someone to remind.
Contributors see exactly how the pool is tracking. No need to ask the admin for an update — the numbers are always live and verifiable.
One button. Only the people who joined but haven't paid get reminded — not the whole group. No more awkward broadcast messages to people who already paid.
Pay from your PoolFi wallet. Confirmed instantly. No "I sent it, check again" conversations ever again.
Real stories
"I used to spend three weeks chasing 60 classmates for dues. Last semester I created a pool, shared the link in our WhatsApp group, and had 80% collected in 48 hours."
"We raised ₦1.2 million for our village borehole. Contributions came from Lagos, Abuja and London. The multi-sig meant nobody questioned where the money went — they could verify it themselves."
"Our cooperative had a treasurer problem every single year — money mixed with personal funds, disputes, drama. PoolFi ended all of it. The funds are just there. Untouchable until we vote to release."
Chidi is tired. He's been chasing 88 classmates for two weeks, fronted ₦15,000 of his own money, and three people still think he kept some. Create a pool instead.